Financial Advice for Ambitious Kiwis

Mortgage and Finance Brokers

Trusted by home buyers and businesses New Zealand wide.
Working from Takapuna, Orewa, and Mangawhai, Optimise Finance delivers outstanding Financial Advice for like-minded, ambitious Kiwis.  

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We believe in making borrowing simple, transparent, and stress-free.

Founded by Matt Sommers and with over 15 years of finance expertise, our mission is to provide New Zealanders with tailored financial solutions that work. Whether securing a first home, expanding an investment portfolio, or finding the right business loan, we are here to help.

Our approach reflects the values we hold dear: trust, transparency, and a genuine commitment to helping all New Zealanders succeed. Our personable, client-focused approach means we’re by your side every step of the way, removing guesswork and providing straightforward advice across personal and business lending. 

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